Autonomous driving - Article in the Swiss daily NZZ

Insurance, Damage Claims, Claims for Compensation

Autonomous driving is still a castle in the air. Legal and technical hurdles are still numerous and high. It will probably be decades before full automation is achieved. Although the progress made in the development of autonomous vehicles is spectacular, there is still the threat of disillusionment due to high expectations. Martin Eckert comments in the Swiss daily NZZ on recourse claims in cases of damage with autonomous vehicles.

You can read the full article "Autonomes Fahren ist noch ein Luftschloss" in German here. (PDF, 107 Kb)

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Portfolio transfer/asset transfer

The ongoing phase of low interest rates and the stricter capitalization requirements of the Swiss Solvency Test (SST) mean that insurers are increasingly combing their portfolios for unprofitable or capital-intensive business and, as a result, are no longer writing the unviable business (run-off). In order to reduce the technical provisions on the books, the active reduction of run-off portfolios is becoming increasingly popular. This can be done by transferring a company, a portfolio or assets. In doing so, the run-off portfolio is finally settled for the transferring insurer. Another possibility is the (retrospective) reinsurance (commutation) of the business, a purely balance sheet-related adjustment of the run-off portfolio. In the following, portfolio transfer and asset transfer will be dealt with in more detail.

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Several airlines have suspended their flights to China. British Airways is currently not flying to China and will reassess the situation on 29 February 2020. Lufthansa, Swiss and Austrian Airlines will fly to China for the last time on 31 January. After that, all flights will be temporarily suspended until 9 February 2020. Cathay Pacific plans to reduce flights to mainland China by up to 50% by the end of March. Further reductions and suspensions of scheduled flights must be expected. This will not only have an impact on passenger transport, but will also lead to a significant reduction in air freight to and from China. Considering that air freight is mainly used for time-sensitive and, in relation to its weight, valuable goods, these restrictions can lead to considerable problems and damage in supply chains.

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